Based on their mortgage calculator (using the average settings) it seems reasonable to look at houses up to about $300,000. Their calculator estimates the monthly payments to be about $1500 a month for this price. We will be making about $50,000 a year (just over $4000 a month) plus about $20,000ish for a down payment.

After you formulate a budget, use a mortgage calculator to see what you can afford. If you think you can afford a $700 monthly payment, enter this amount into the payment field of the calculator and it will then automatically fill in the other fields so that you can see how much you can borrow.

Use the helpful realtor.com® mortgage calculator to estimate mortgage payments quickly and easily. View matching homes in your price range and see what you can afford.

Still, he expects the 30-year fixed mortgage rate to stay below 5% throughout 2012. The action plan: It will pay to think small — as in reduce. If you don’t trust your agent’s recommendation,

Those affect your monthly mortgage payment, so the mortgage income calculator allows you to take those into account as well. Using the Mortgage Income Calculator Loan information. Begin by entering the desired loan amount, expected mortgage rate and length of the loan in the spaces provided.

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After you formulate a budget, use a mortgage calculator to see what you can afford. If you think you can afford a $700 monthly payment, enter this amount into the payment field of the calculator and it will then automatically fill in the other fields so that you can see how much you can borrow.

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The interest on a loan is the amount of money you pay to a lender in addition to your principal (the amount that you borrowed). Interest is typically provided as a percentage, such that the interest rate. 4.5% Mortgage Calculator, 4.50% Loan Payment Amortization. – Calculate a 4.5% Mortgage Payment.

This calculates the monthly payment of a 0k mortgage based on the amount of the loan, interest rate, and the loan length. It assumes a fixed rate mortgage, rather than variable, balloon, or ARM. Subtract your down payment to find the loan amount. Many lenders estimate the most expensive home that a person can afford as 28% of one’s income.