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To pay for her education at Texas A&M University. They all described the anxiety they feel about how their loans will impact the rest of their life. "If I decided to get a car, if I decide to own a.

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Fixed-rate loan. The most common type of loan, a fixed-rate loan prescribes a single interest rate-and monthly payment-for the life of the loan, which is typically 15 or 30 years. Right for: Homeowners who crave predictability and aren’t going anywhere soon. You pay X amount for Y years-and that’s the end.

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Latinos and blacks in five Texas metro areas, including San Antonio, were more likely to be denied a conventional mortgage loan when compared to non-Hispanic whites, according to a new analysis. The.

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