Bankrate's rate table compares current home mortgage & refinance rates. Compare lender APR's and find ARM or fixed rate mortgages & more.. 30 year fixed; Points: 0.559; Fees: $1,490. of the home's purchase price, while FHA loans require 3.5 percent down and conventional loans require at least 3 percent down.

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3/1 ARM (3 year ARM)- the rate is fixed for a period of 3 years after which in the 4th year the loan becomes an adjustable rate mortgage (arm). The adjustable rate is tied to the 1-year treasury index and is added to a pre-determined margin (usually between 2.25-3.0%) to arrive at your new monthly rate.

Adjustable-Rate Mortgage – ARM: An adjustable-rate mortgage (ARM) is a type of mortgage in which the interest rate applied on the outstanding balance varies throughout the life of the loan.

Adjustable-Rate Mortgage: The initial payment on a 30-year $200,000 5-year Adjustable-Rate Loan at 3.75% and 75.00% loan-to-value (LTV) is $926.24 with 3.625 points due at closing. The Annual Percentage Rate (APR) is 4.634%.

The average 15-year fixed-mortgage rate is 3.22 percent, up 4 basis points from a week. The average rate on a 5/1 ARM is 3.

3 Year ARM Loan. Whether you’re just comparing 3 year ARM rates or ready to get started on a mortgage, we can help make the process of refinancing or buying a home fast and easy. 3 year ARM rates today can vary depending on a number of factors, and our licensed loan officers can answer your questions about ARM mortgage loans.

3 Year Treasury Rate is at 1.71%, compared to 1.74% the previous market day and 2.65% last year. This is lower than the long term average of 3.60%.

The average rates on 30-year fixed and 15-year fixed mortgages both dropped. The average rate on a 5/1 ARM is 3.85 percent.

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With an adjustable rate mortgage (ARM), your interest rate may change periodically. Compare adjustable-rate mortgage options and rates, including 5/1, 7/1 and 10/1 ARMs available from Bank of America.

It was 4.53 percent a year ago. The 15-year fixed-rate average rose to 3.22 percent with an average 0.5 point. It was 3.18.

5/5 Adjustable Rate Mortgage (ARM) from PenFed. For home purchases or refinancing on loan amounts up to $453,100. The rate adjusts only once every five years.

Shopping for the lowest 3/1 ARM rates?. The average rate on a 30-year fixed- rate mortgage rose four basis points, the rate on the 15-year fixed went up five.