Today’s high-risk lenders differ from those during the housing boom in key ways. These lenders say the new subprime mortgages are actually old school – the kind of loans made in the 1980s and 1990s. In other words, a borrower’s collateral matters, down payments matter, income and ability to pay matter.

The problem extends across the industrial Midwest, The Journal says, and in Ohio is particularly acute in Youngstown. From the story: Lenders extended about 106,000 mortgages with balances between $10.

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Today’s mortgage rates in Ohio. Whether you’re ready to buy or just looking, you’ve come to the right place. Compare Ohio mortgage rates available online for the loan options below. The current mortgage rates listed below assume a few basic things about you:.

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Compare and lock-in current mortgage rate quotes in Ohio from multiple lenders. Bankrate provides real-time rates with APR for 30-year fixed, 15-year fixed and more.

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Mortgage Interest Rates. Next Home (for non first-time homebuyers) N/A 5.25% 5.75% First-time homebuyer program 4.50% 5.375% 5.875% Ohio heroes 4.25% 5.125% 5.625% grants for Grads N/A 5.25% 5.75% Next Home (for non first-time homebuyers) N/A 5.375% 5.875% First-Time Homebuyer program 5.875% 6.375% 6.875% ohio heroes 5.625% 6.125% 6.625%.

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Review Ohio mortgage rates if you're planning to buy a new home. Select your zip code to find the most accurate mortgage rates.

Home Mortgage Rates In Ohio. Ohio falls near the bottom of the average home price list, with Indiana. The average Ohio home price is $154,900. Outside of the big cities prices are even lower. The countervailing force is that the population of Ohio tends to be concentrated near these cities.