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The equity in your home is the value of your home less any outstanding loans owed against it. A home equity loan in Texas allows you to borrow up to 80% of the value of your home. Example: If your home is valued at $100,000 you may borrow up to 80% of its value or $80,000. If you already have a home loan of $55,000 you would have $25,000 in.

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If you live in the San Antonio area , you should consider taking out a conventional loan for your new dream home. interest rates are about 3.99% for a 30-year fixed mortgage. Call us today to speak with a Texas home loans expert in San Antonio to determine if a conventional home loan is the right mortgage option for you.

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