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As expected, the interest rates are slightly higher than secured bad credit loans. These unsecured loans are also known as guaranteed approval loans, quick loans, payday loans or cash advance loans. Although the names may vary, all these loans are specially offered for people with bad credit or no credit history.
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Some of Xueyuan’s guarantors are struggling to repay their own loans. Others have collapsed and passed their debts to other companies. One bank has written off its loan to Xueyuan, unable to recover.
Unsecured loans; Unsecured bad credit personal loans are an option for people with bad credit who do not want to risk a guaranteed asset when they take out a loan. You might also choose to take.
your score is guaranteed to get dinged. And if you’re a recent grad with a limited credit history to begin with, that could spell long-term trouble, especially since a student loan default will stay.
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