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No Credit, or Poor Credit? Here Are Your Loan Options – MagnifyMoney – Prosper: Another peer-to-peer marketplace lender, Prosper's loans are similar to LendingClub's. You can borrow $2,000 to $40,000 with APRs ranging from.

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Tax Benefits | Federal Student Aid – The lifetime learning credit allows you to claim up to $2,000 per student per. You can take a tax deduction for the interest paid on student loans that you took.